Having the right equipment and assets are crucial for the growth of any business.
We provide access to short and long-term funding for your business, providing you with the capital to meet your business needs.

When your business needs new assets it helps to have access to experts who have a proven & trusted reputation with the highest level of service. At Platinum Brokerage Group we work closely with a number of specialist equipment experts to provide a wide range of funding for business equipment, including but not limited to:

• Motor Vehicles.
• Light and heavy commercial vehicles.
• Earthmoving and construction equipment.
• Manufacturing and industry plant, equipment and machinery.
• Printing presses.
• Computer and office equipment.
• Medical and dental equipment.

Types of Leases, but not limited to:

Finance Lease
A Finance Lease is a contract in which YOU (the 'Lessee') have use of a selected piece of equipment for an agreed time frame in return for a series of rental payments to the BANK (the 'Lessor').

Cash flow retention: 100% finance so cash can be retained for other purposes.

Profit forecasting and budgeting: contracts are fixed for an agreed period and involve fixed payments, allowing greater accuracy in budgeting and cash flow forecasting.

Flexibility: option to select the term and the timing of repayments to suit your cash flows.

Tax advantages: lease rentals may be tax deductible, provided the equipment is used to generate assessable income, you should seek your own taxation advice to confirm your position.

Hire Purchase
A Hire Purchase agreement is a contract by which the BANK (the 'Owner') conveys to the CUSTOMER (the 'Hirer') the right to possess and use an asset and the right to acquire ownership of the asset by making progressive payments.

Cash flow retention: 100% finance so cash can be retained for other purposes. Customer may have equity in goods by way of deposit or trade in allowance.

Profit forecasting and budgeting: contracts are fixed for an agreed period and involve fixed payments, allowing greater accuracy in budgeting and cash flow forecasting.

Flexibility: option to select the term and the timing of repayments to suit your cash flows.

Tax advantages: depreciation and interest charges relating to hire purchase transactions are tax deductible, provided the equipment is used to generate assessable income - you should seek your own taxation advice to confirm your position.

Chattel Mortgage
A facility whereby the CUSTOMER (the business entity) takes ownership of the goods upon delivery, with the BANK securing the loan with a charge over the goods. A charge is a form of security that places a mortgage over the financed goods.